Uber Accidents and Legal Remedies: How to Pursue a Claim
Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can get a ride almost anywhere, making transportation more convenient than ever. As convenient as Uber is, it’s not without its risks. Collisions can occur, and when they do, passengers may suffer injuries.
This article explores the most common injuries in Uber-related accidents, how to determine liability, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Neck Injuries: This neck injury is common in rear-end collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.
Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.
Head and Brain Injuries: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.
Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability can include can you sue for injury in car accident the Uber driver, other drivers, or even third parties.
Driver Liability: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Another Motorist: If another motorist causes the crash, they could bear the blame.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.
Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.
Uber’s Insurance Policy for Riders
Uber provides different levels of insurance depending on the status of the trip. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: When the driver is offline, their personal insurance is responsible.
Driver Online Without Passengers: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
In severe injury cases, legal action might be the best option if insurance fails. The legal process can help victims recover lost wages, medical expenses, and damages.